2014 When a government agency such as the Congressional Budget Office (CBO) does budget projections or other cost estimates it must use assumptions based on existing law. Makes sense, right? One area […]
Medicare Advantage Plans adversely affected by Obamacare cuts -who knew?

Ah, if you like your Medicare Advantage Plan, you can keep it … maybe, but it’s going to cost you more to do so. 😝 Premiums up 14%, out-of-pocket costs up 11%.😡😡 […]
Optional confusion, confusing options or perhaps no option

Public option, no public option, sort of a public option, a public option the states can opt out of, a public option if this or that happens. A public option that is […]
I wish I were wrong in this somewhat negative assessment of the current state of affairs, but my experience, history and even a touch of common sense tell me otherwise.
As we continue the rush toward health care “reform” – a misnomer in the making, perhaps it is time to recap where we have been. Frankly, I am a bit confused […]
How to negotiate a great contract

Let’s say you just negotiated a new union contract for a ten year period. During the first five years, there were productivity gains, new work rules to save money, the union […]