Look almost anywhere in the world and you will see a growing retirement crisis. Pensions are underfunded, retirement ages are too young and the population supporting seniors collecting benefits is dwindling. The […]
WASHINGTON—New research from the nonpartisan Employee Benefit Research Institute (EBRI) shows that being eligible to participate in a defined contribution retirement plan at work is a key factor in whether workers will […]
Maximize the value of a Roth IRA or Roth 401(k) account – pre-tax saving may be great now, but you need to maximize spendable income in retirement
Traditional IRAs and 401(k) plans allow you to save on a pre-tax basis for retirement. A Roth IRA or Roth 401(k) allows you to save on an after-tax basis but to receive […]
What you need to know about the Social Security Trust Fund. When going bust is no big deal (according to some people).
Is Social Security sustainable? What a silly question, of course we will always make it sustainable and likely keep pushing more and more of a financial burden on a smaller and smaller […]
What if there were no longer pre-tax contributions for retirement savings? Middle and lower income earners hurt most. When public policy hampers long term results: Survey Evidence on Likely Impact on Retirement Savings
What if pre-tax savings for retirement is eliminated? Seriously, it is one of the items mentioned in the deficit commissions report, seriously! Why would the people who earn the least and pay […]