65+ and you deserve what?

Those of us 65 and over had forty years or so to plan for where we are today. We made choices during all those years. Choices about education, jobs, marriage, children, risks to take, life choices, spending money and more.

Some of us faced unforeseen hardships through no fault of our own. Others created those hardships by their own actions.

Now some of us are fortunate to have a pension, many have other retirement savings and others rely only on Social Security. Whatever our financial state, for most of us it is the result of decisions we made or didn’t make during those forty years.

And getting to 65+ was never a surprise. We all knew it was coming or hoped it would. We all knew that some day our income from work would be gone and would have to be replaced in some way.

So why do some older Americans believe they deserve more from society? Why do we have the right to take more from younger Americans fighting the same struggles we fought over those forty years?

There is no such thing as government giving us anything. Government revenue comes from taxpayers sooner or later.

6 comments

  1. There are two trends that support those who want more for themselves from social security, not caring that the generations in the future will pay for them.

    1. The abandonment of children by fathers. If you don’t care about your own kids, why would you care if you burden someone else’s kids as well?

    2. The current historically low birth rate. Having children tunes us into the future in an immediate and intimate way. When your focus is entirely on now, the future after your death is not much of a concern.

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  2. I’m a bit ambivalent regarding this article. I guess I’m not sure what seniors are asking for, above what they are receiving now. Is Social Security a handout? It doesn’t seem so, as pay checks have been assessed for a lifetime of work, only for the mismanagement of our federal legislators.

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    1. There are those who see a COLA, even higher and guaranteed COLAs as a right. There are those pushing to raise SS benefits as an income replacement percentage and to raise Medicare coverage, none of which have been paid for. Payroll taxes, once sufficient to cover promised benefits are no longer doing that. Even the interest of $80 billion a year on the trust funds is now insufficient. When retirees collect in seven years or so all they and their employers paid in taxes over their working life, the system is out of wack. The mismanagement is that Congress has failed to make adjustment to keep the program sustainable. Now that burden (ignoring any future improvements) will fall on younger generations of workers, made more of a burden by decades of delay taking action.

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  3. My mother worked for the county social services (welfare) board, working with mostly geriatric clients during the 80s & 90s. Most were little old ladies who were stay at home moms and were left nothing. They were often too proud to ask for help. But nobody was denied help or starved. There might have been waiting lists for senior housing, but everybody got help in the end.

    The over 65+ people that want more are not these people. They are the people who had a new car every year and want another new car. They paid in interest what they could have saved for a better lifestyle in retirement. Some people needed to downsize and never did and then fall behind. Of course there are exceptions, but as you stated, what were their life choices for the past 40 years?

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  4. Claiming to be a victim of some kind of social injustice is in vogue…our politicians now reward those who take no responsibility for themselves with taxpayer handouts.

    Liked by 1 person

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