How much money will I need, will I run out of money, what will I spend in retirement? Good questions that only you can answer.
Do we need to make it more complicated trying to figure out how long we will live? Just aim for the old standby 95 and hope for the best.
None of this matters unless you save the maximum possible, are prudent with your debt and invest for the long term and in the process take advantage of each market dip. If you do all that there is not much else you can do.
No one knows how long they will live or how healthy they will be, which makes retire-ment planning tricky. But a growing number of online tools and services are aiming to help people obtain personalized lifespan estimates for financial planning.