Give Until It Hurts – HumbleDollar

Give Until It Hurts Richard Quinn  |  December 4, 2019

I’M GUESSING our credit cards are excited. It’s the holidays, so they’ll get to see the light of day more often. December is a time for spending, for throwing caution to the wind, for rationalizing what we and our children need or deserve. It doesn’t help that we’re barraged with advertising tugging at our heart strings.

Perhaps it’s time to counterattack, to apply logic and to think not about the joys of Christmas morning presents or the next Chanukah gift, but about January and February’s credit card statements. It isn’t going to be easy.

Santa driving down a snowy road in a red Mercedes is pretty appealing, especially when they’re promoting what appears to be an affordable lease.

Need an antidote? You might check out two of my favorite holiday movies. In A Christmas Story, Ralphie’s family’s focus on traditions and a few simple gifts—even the unwanted ones—brings back childhood memories, including the fact that I never did get a Red Ryder rifle. Meanwhile, Charles Dickens’s A Christmas Carol reminds us of what’s really important.

Surveys vary and may understate total spending, but it appears each adult will spend more than $900 on gifts alone, up sharply since the 2008-09 recession. Holiday sales for 2019 are predicted to increase by 3.8% to 4.2% from 2018’s level. About to join the crowd?

Before rushing off to the mall or logging on to Amazon, here are 11 thoughts worthy of the Grinch:

Link to the Source: Give Until It Hurts – HumbleDollar

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