I’m not going to tell you because I don’t know. Every situation is different, but I can tell you this is not how to make your decision.
The accumulated benefit has nothing to do with your ability to live comfortably in retirement. It’s quite irrelevant.
Which do you care most about, that the total you collected over fifteen years was more or less than it could have been or if you are better able to pay your bills as you age in retirement?
If you take it early at 62 and your monthly check is $1,650 and live past 77 yrs old you probably picked the wrong one. If you die before 77 then you cumulative benefits would have been around $316K and that would’ve been the right one. You would have received the MOST totaled up from age 62 to your demise at 77. Living past 77, your totals would be higher if you had waited.