Executive Order on Strengthening Retirement Security in America

For those of you in the 70-1/2 age and more bracket, you may be interested in this possible change in retirement law. This is an excerpt from the Presidents recent Executive Order. The possible result is a delay of the initial required minimum distribution and/or a decrease in the annual amount to be withdrawn.

(d)  Updating Life Expectancy and Distribution Period Tables for Purposes of Required Minimum Distribution Rules.  Within 180 days of the date of this order, the Secretary of the Treasury shall, consistent with applicable law and the policy set forth in section 1 of this order, examine the life expectancy and distribution period tables in the regulations on required minimum distributions from retirement plans (67 Fed. Reg. 18988) and determine whether they should be updated to reflect current mortality data and whether such updates should be made annually or on another periodic basis.

Source: Executive Order on Strengthening Retirement Security in America | The White House


  1. It would help me [and many seniors] not to be FORCED by draconian RMD rules to take out more money than I need or want… which causes my taxes to go way up…. because the unnecessary increase in my yearly income now causes my SS to also be taxed.



  2. This could be one of his better executive orders. It make sense. We stop killing ourselves in large numbers from war and from pandemics. Smoking rates have declined in the US. Therefore people should be living longer.

    What if we need to push back the retirement age from 67 to 70? What if people are living longer and need their money longer?

    However the fact of the matter is that life expectancy has dropped in the last 3 years in the US due to drug overdoses. What if they need to reduce the retirement age from 67 to 65? You think that the Social Security trust has problems now, wait and sees what happens then.

    A review every decade or so is probably a good idea but I can see how political it will get when one group has different retirement dates over another group especially if the age is lowered.


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