June update on 2019 Social Security COLA ⬆️. Heading toward 3%, but we’ll see

The Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) increased 3.1 percent over the last 12 months to an index level of 246.196 (1982-84=100). For the month, the index increased 0.2 percent prior to seasonal adjustment.

The CPI-W for:

January 2018 241.919,
February 242.988
March 243.463
April 244.546
May 245.770

June 246.196

Their average is significantly higher than the 2017 benchmark average. That average is 239.668

For the last three months the average is 245.504.

What matters for a COLA are the months of Jul, Aug and Sep That average in 2018 must reach at least 246.858 for there to be a 3% COLA.


  1. Wow..if they did 3% it would be great..but im a bit confused…how do they determine the 3%..would it from the amt that im receiving monthly at this time?? just wondering..i was always curious as to how they come up with the figure of what they would be adding to my check..for the COLA..does anyone know how they figure this??


    1. How it’s figured is explained in the blog post. Let’s say the COLA ends up 3% and a person has a gross SS benefit of $1500 a month before any deductions. The increase in benefits would be $45 a month.


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