Premiums are not the driver of health care costs 

From a Miami paper on why health care costs are rising:

 “more costs are shifted to patients by insurers with higher deductibles and co-payments. This makes people less likely to go to a doctor when they are mildly ill and then they get sicker before being seen, which leads to poorer outcomes and higher costs,” 

Do you know why there are higher deductibles  and co-pays?

Because politicians forced a focus on premiums, because they convinced Americans that premiums were health care costs, because they targeted insurers as scapegoats for high premiums… all while virtually ignoring the underlying causes that increased premiums. Insurers responded by lowering the claims they paid so they could lower premiums … and merrily we roll along. 

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s