Your personal happiness trumps your personal responsibility 😕

Let’s see; go to college, go to graduate school (not a necessity), accumulate debt and then default on most of it because working to pay it off would mean taking a job not in your life plan. 

Perhaps paying off your debts was not in the life plan of the taxpayers struggling to get and keep their piece if the pie‼️ I find this rationalizing absolutely fantastic, but hey, I’m from another generation. This kind of self-serving irresponsibility is beyond my comprehension. 

Who’s is this “the government” anyway and where does it get its money and who put it in charge of our lives? 

Years later, I found myself confronted with a choice that too many people have had to and will have to face. I could give up what had become my vocation (in my case, being a writer) and take a job that I didn’t want in order to repay the huge debt I had accumulated in college and graduate school. Or I could take what I had been led to believe was both the morally and legally reprehensible step of defaulting on my student loans, which was the only way I could survive without wasting my life in a job that had nothing to do with my particular usefulness to society.

I chose life. That is to say, I defaulted on my student loans.

As difficult as it has been, I’ve never looked back. The millions of young people today, who collectively owe over $1 trillion in loans, may want to consider my example.

It struck me as absurd that one could amass crippling debt as a result, not of drug addiction or reckless borrowing and spending, but of going to college. Having opened a new life to me beyond my modest origins, the education system was now going to call in its chits and prevent me from pursuing that new life, simply because I had the misfortune of coming from modest origins … 

If people groaning under the weight of student loans simply said, “Enough,” then all the pieties about debt that have become absorbed into all the pieties about higher education might be brought into alignment with reality. Instead of guaranteeing loans, the government would have to guarantee a college education. There are a lot of people who could learn to live with that, too.


5 replies »

  1. What a deadbeat. You borrow the money, you pay it back. I have a lot of loans but intend to repay every penny. This “graduate” should have the degree revoked!


    • New York State is leading the way in vote buying politicians, have you heard. I left that liberal bastion 20 years ago and never looked back.


  2. The author Lee Siegel, sounds like he is the spawn of Bernie Sanders. Absolutely no clue that nothing is free. There is a good reason why student loans aren’t dischargeable through bankruptcy anymore. It’s because of people like him who chose to game the system and dump their debts on the taxpayer.

    Liked by 1 person

    • And according to Wikipedia his loans were for living expenses because he received full scholarships for tuition. And now he bills himself s as a “cultural critic”


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