Social Security and the AARP

There is little to argue with in the following position, but of course, the devil may be in the details or the interpretation. I have highlighted a few areas that appear fine, but could be in conflict with the ideas of Sen Sanders and his followers who would see the program not equitably funded by all workers, but converted into a welfare program.

The goal for Social Security should not be solvency, but sustainability which means we don’t fix it for a few decades, but fix it so it doesn’t have to be fixed again and again.

Aside from the fiscal issues facing Social Security, the basic problem we face is that too many people do not see the program as a foundation for their retirement, but rather the entire structure. Unfortunately we have lost the employer pension (to the extent it existed) and personal pension savings are poor. The bottom line; too much reliance on Social Security and an unwillingness to recognize what it will take to fund the new expectations for the program. 


The AARPs position on Social Security

Social Security is a contract with American workers that must not be broken. AARP will continue its fight to ensure that current and future generations get the benefits they’ve earned. We have always opposed — and always will oppose — turning Social Security into risky private accounts.

These are the principles that will guide us once there is a legislative debate about the future of this vital program.

Achieve long-term solvency and adequacy. Social Security should be sufficiently financed to ensure solvency for the long-term. Solvency proposals must ensure meaningful benefits for future generations.

Reaffirm Social Security’s fundamental character. Social Security should continue to provide a stable foundation for retirement income.

It should remain a partnership among individuals, employers and the federal government.

It should also maintain its role in providing protection for workers and families affected by death or disability.

All covered workers should contribute equitably to the program and receive benefits.

Ensure protections for those most in need. Reforms should take into account the needs of those most reliant on Social Security and those who have difficulty postponing retirement.

Recognize the value of Social Security’s core elements. Social Security should continue to reward work. The key elements of Social Security’s successful program structure should be preserved: progressive, defined benefits that cannot be outlived; inflation protection; and benefits related to earnings.

Make improvements to reflect today’s workforce. An updated Social Security program must address the economic and demographic changes over the last 80 years to be able to respond to the needs of future beneficiaries and their families.

Ensure fairness. Changes to the program should be implemented gradually and should protect current beneficiaries and near retirees.


  1. Has anyone asked AARP if they are willing to pay a 10% SS tax on each worker? Because that would go a long way in fixing the funding shortfall. I cancelled my AARP membership when I realized they are nothing but an insurance provider claiming to be a non profit. Why pay for their membership when I can just ask for the senior discount and save money, no card needed. My credit cards give me better rewards and discounts than AARP.


  2. That was Pelosi.

    See Federalist 10:

    “When a majority is included in a faction (here beneficiaries), the form of popular government, … enables it to sacrifice to its ruling passion or interest both the public good and the rights of other citizens.”

    As Madison said, big dangers in allowing the majority to demand something of a minority – as in let the “rich” pay for my benefit improvement.


  3. Bull crap. They use words like equity and fairness interchangeably – because to a progressive they mean the same thing. To treat someone fairly is to treat them as they think they should be treated – here, they mean to buy votes because they believe others can pay, they want the best benefits YOUR money will buy.

    When it comes to equity, we are talking about vertical AND horizontal equity – treating similarly situated people the same, and treating differently situated people DIFFERENTLY. To progressive, leftist, democratic socialists like Bernie, that means a regressive or Social benefit structure linked to a progressive form of revenue collection.

    Again, leave the relative positions in the current system unchanged – call any improvements weighted to favor low income or blue collar jobs or minorities with lower life expectancies at age 65 what they are – welfare.

    So long as folks like Bernie and Pepsi can promise more benefits to be funded by others, we will continue to get more and more vote buying.


  4. Good Information. FYI SS just gave me a raise and Medicare took it away from me. I make exactly what I did last year. How does that help me keep up with rising costs, including Medicare!!


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