Following is a good summary of where Republicans are heading with health care reform, or more accurately reform of reform.
Read it and you will see the impact such changes will have on you and your family. No? Sorry about that; maybe you need to get into the details. But don’t feel bad Republicans in Congress have no idea of the impact either. They are following a dream about health care and the people who use it. Just as Obamacare focused mainly on premiums and not what drives them, Republicans are focused on competition among insurers which is not the route to lower health care costs.
Ask yourself this. How can insurance companies compete for your premium dollars? They can be as efficient as possible with the 15% or so of premium that is not claim costs AND they can cut claim payments using limited networks, minimal coverage, strong utilization management and high out-of-pocket costs. Take your pick, but remember the big portion of your premium is for health care received not profits or executive pay😷
Republicans already agree on the general contours of a free-market proposal—one based on tax credits, entitlement reform, freer insurance markets, portable policies and fewer mandates. WSJ By KIMBERLEY A. STRASSEL Updated Jan. 5, 2017 7:22 p.m. ET
And no mandate to carry health insurance.
If the young healthy people skip coverage or mostly enroll in the bare bones plan and the rest enroll in more generous coverage, what do you think will happen to the cost of coverage? I don’t need, I don’t use. I need, I pay, I use. I pay more.