Is there anything we do, any decisions we make that remain the individuals responsibility? Health care spending, having a baby (or not), lifestyle habits, college and even saving for retirement are all off the table with no doubt more to come.
Having been born in 1943, married in 1968, being in the army in 1968-69 and raising children in the 70s, 80s and early 90s it’s a wonder I am not homeless eating restaurant garbage. How did my generation and before ever survive without other taxpayers paying our way and government making decisions for us?
I realize many Americans long for more socialism, but whether you agree with that or not, how did we as a society come to the point where we can’t take responsibility, where our favorite pastime is finding a scapegoat, blaming others and seeking relief from the consequences of our own actions? Are we heading to the point where we simply turn 50% or more of our income over to government and let the likes of Sanders, Warren, Ryan, Trump and the rest decide how we live.
Isn’t the message from our leaders pretty clear; we are a nation of lazy, incompetent boobs who desperately need direction from the elite who know better what we need and how we should obtain it. 🤓
A tripling of student debt over the past decade to more than $1.3 trillion has unleashed a torrent of Washington lobbying from outside the education sector, with various industries describing a “crisis” requiring federal intervention.
Federal figures show most people in default on student debt owe relatively little—under $10,000—because they dropped out of school. They tend to work in low-paying jobs or are unemployed. Among all Americans between 20 and 30 with student loans, the typical borrower pays $203 a month toward the debt, research from the Federal Reserve Bank of Cleveland shows.
I think we need a course in high school for students and parents; “A common sense understanding of college costs, cost-benefit analysis and long-term consequences.” And we need to address the real problem WHY does college cost so much?