Dejah Collier is a waitress, themepark ride operator, mother of two, [unmarried and had first child at age 18 – my note] uninsured—and a sign of the continuing challenge in widening coverage under the federal health law.
Ms. Collier, a 24-year-old in the Denver area, had enrolled in the Medicaid federal-state insurance program to cover a hospital delivery for her second son but let her enrollment lapse later. Under the Affordable Care Act, her family’s income is low enough that they would all likely still qualify for the program, but they haven’t gone through the process to sign up again.
“It just became less important,” she said, adding that the family is healthy, and happy to pay cash for occasional services. Source: Wall Street Journal 2-1-16
I guess you can be flexible and just lazy about enrollment when you can sign up for coverage at any time (no enrollment period) and even have coverage retroactively effective up to three months. And of course, your income is too low to worry about the Obamacare penalty.