Here is a $1000 bill for you to pay. If you pay the bill you will receive one of the following, take your pick.
- A 40″ flat screen TV
- A new refrigerator
- A weekend golf outing
- Three new suits
- A new watch
Or, you can pay for your recent MRI … but wait, that’s not affordable is it?
No doubt you get the point. While $1,000 is $1,000 that’s generally not true when it comes to health care. The thing is health care is never considered a part of the family budget, it’s extra, unaffordable as it were. How come the vacation, buying a new appliance, smoking, drinking, playing the lottery, going to a sports game and much more is affordable as part of daily living, but paying for an MRI out-of-pocket before reaching a deductible is always unaffordable; a financial hardship?
The fact is nobody wants to spend money on health care expenses so even when it is affordable apparently it isn’t … and guess what, that view is nothing new it’s always been that way.
I recall a story a decade ago I may have told before. When I was managing health benefits an employee’s wife called me outraged that Lyme disease vaccine was not covered by our plan. She said she lived in an area with a lot of deer and without getting the vaccine she feared for her children’s lives. I told her it would only cost about $60 to get the shot. “You expect me to pay for it?” she screamed at me. Just before hanging up she told me she would hold me responsible if any of her children died. 😁