Some people love Obamacare, some not much, but regardless of your point view, the law has serious flaws. One of them is the so-called coverage gap.
If you earn $X one day, you may receive a substantial tax subsidy toward your premium. If you earn $Y the next day, you may lose your subsidy and your ability to even use the ACA marketplace plans. And by the way, I’m not talking about $Y being more than $X, but less.
If you live in a state that did not expand Medicaid, and your income drops, you may find you are no longer eligible for the coverage you selected through the marketplace and you are also not eligible for Medicaid. You are once again uninsured and now in the “coverage gap”.
Does all that make sense? I hope not because logically it makes no sense at all. Welcome to the wonderful world of Congress, State politics, the White House and the SCOTUS.