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	<title>Comments for quinnscommentary</title>
	<atom:link href="http://quinnscommentary.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://quinnscommentary.com</link>
	<description>A curmudgeon gone amuck, facts, opinion, ideas</description>
	<lastBuildDate>Tue, 22 May 2012 18:04:21 +0000</lastBuildDate>
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		<title>Comment on Human nature is a scary thing-the parking conundrum by rdquinn</title>
		<link>http://quinnscommentary.com/2012/05/20/human-nature-is-a-scary-thing-the-parking-conundrum/#comment-4011</link>
		<dc:creator><![CDATA[rdquinn]]></dc:creator>
		<pubDate>Tue, 22 May 2012 18:04:21 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9817#comment-4011</guid>
		<description><![CDATA[Interesting perspective.]]></description>
		<content:encoded><![CDATA[<p>Interesting perspective.</p>
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		<title>Comment on Is a defined contribution health plan in your future? by So you think you will keep your employer-based health benefits; forces at work say you won&#8217;t &#171; quinnscommentary</title>
		<link>http://quinnscommentary.com/2012/04/11/is-a-defined-contribution-health-plan-in-your-future/#comment-4009</link>
		<dc:creator><![CDATA[So you think you will keep your employer-based health benefits; forces at work say you won&#8217;t &#171; quinnscommentary]]></dc:creator>
		<pubDate>Tue, 22 May 2012 09:11:42 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9295#comment-4009</guid>
		<description><![CDATA[[...] Is a defined contribution health plan in your future? (quinnscommentary.com) [...]]]></description>
		<content:encoded><![CDATA[<p>[...] Is a defined contribution health plan in your future? (quinnscommentary.com) [...]</p>
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		<title>Comment on Click and vote by rdquinn</title>
		<link>http://quinnscommentary.com/2012/05/20/click-and-vote/#comment-4006</link>
		<dc:creator><![CDATA[rdquinn]]></dc:creator>
		<pubDate>Tue, 22 May 2012 01:01:56 +0000</pubDate>
		<guid isPermaLink="false">http://quinnscommentary.com/?p=9841#comment-4006</guid>
		<description><![CDATA[Wait until you read the post on May 22.]]></description>
		<content:encoded><![CDATA[<p>Wait until you read the post on May 22.</p>
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		<title>Comment on Click and vote by billmitchell1</title>
		<link>http://quinnscommentary.com/2012/05/20/click-and-vote/#comment-4005</link>
		<dc:creator><![CDATA[billmitchell1]]></dc:creator>
		<pubDate>Tue, 22 May 2012 00:38:28 +0000</pubDate>
		<guid isPermaLink="false">http://quinnscommentary.com/?p=9841#comment-4005</guid>
		<description><![CDATA[Changing the paradigm from employers providing selections for employee health plans to providing fixed dollar amounts to let employees purchase their own health plan would be a monumental change.  

This would require discipline on the employee to choose a plan to suit their family needs much like their need to purchase auto insurance.  It would also give government the ability to tax those payments as income.

The positive outcome would get employers out of the health and other insurance business like dental, legal or pet insurance.

This dramatic change would have to occur over time in order to have employees and unions embrace this concept.]]></description>
		<content:encoded><![CDATA[<p>Changing the paradigm from employers providing selections for employee health plans to providing fixed dollar amounts to let employees purchase their own health plan would be a monumental change.  </p>
<p>This would require discipline on the employee to choose a plan to suit their family needs much like their need to purchase auto insurance.  It would also give government the ability to tax those payments as income.</p>
<p>The positive outcome would get employers out of the health and other insurance business like dental, legal or pet insurance.</p>
<p>This dramatic change would have to occur over time in order to have employees and unions embrace this concept.</p>
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		<title>Comment on Final Word: Task Force Recommends Against PSA-based Screening for Prostate Cancer by billmitchell1</title>
		<link>http://quinnscommentary.com/2012/05/21/final-word-task-force-recommends-against-psa-based-screening-for-prostate-cancer/#comment-4001</link>
		<dc:creator><![CDATA[billmitchell1]]></dc:creator>
		<pubDate>Mon, 21 May 2012 13:07:20 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9761#comment-4001</guid>
		<description><![CDATA[Having suffered through three bouts of cancer with one being Prostate Cancer, these &quot;studies&quot; seem to target the underinsured or those in advanced stages of life to a fear of dying.  So the next phase of this &quot;recommendation is to down play the effects of living with Prostate Cancer.

I bet none of those involved in making the recommendation to stop PSA testing have personally experienced that dreaded news - &quot;your results were positive but most men die with Prostste Cancer than die of it&quot;.  Comforting words?  It was not to me after suffering through two other cancer surgeries.

Talk to those who have had a friend or loved one pass due to Prostate Cancer.  See what they say about this recommendation.]]></description>
		<content:encoded><![CDATA[<p>Having suffered through three bouts of cancer with one being Prostate Cancer, these &#8220;studies&#8221; seem to target the underinsured or those in advanced stages of life to a fear of dying.  So the next phase of this &#8220;recommendation is to down play the effects of living with Prostate Cancer.</p>
<p>I bet none of those involved in making the recommendation to stop PSA testing have personally experienced that dreaded news &#8211; &#8220;your results were positive but most men die with Prostste Cancer than die of it&#8221;.  Comforting words?  It was not to me after suffering through two other cancer surgeries.</p>
<p>Talk to those who have had a friend or loved one pass due to Prostate Cancer.  See what they say about this recommendation.</p>
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		<title>Comment on Human nature is a scary thing-the parking conundrum by Vince Ryan</title>
		<link>http://quinnscommentary.com/2012/05/20/human-nature-is-a-scary-thing-the-parking-conundrum/#comment-3999</link>
		<dc:creator><![CDATA[Vince Ryan]]></dc:creator>
		<pubDate>Sun, 20 May 2012 17:12:46 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9817#comment-3999</guid>
		<description><![CDATA[Think of a parking lot row as a piece of paper with the lines reserved for signatures for a petition. Bad form to skip a line.]]></description>
		<content:encoded><![CDATA[<p>Think of a parking lot row as a piece of paper with the lines reserved for signatures for a petition. Bad form to skip a line.</p>
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		<title>Comment on Human nature is a scary thing-the parking conundrum by rdquinn</title>
		<link>http://quinnscommentary.com/2012/05/20/human-nature-is-a-scary-thing-the-parking-conundrum/#comment-3998</link>
		<dc:creator><![CDATA[rdquinn]]></dc:creator>
		<pubDate>Sun, 20 May 2012 16:44:55 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9817#comment-3998</guid>
		<description><![CDATA[At least for an hour until it moves.  

Dick 

Richard D Quinn Editor Quinnscommentary.com 

]]></description>
		<content:encoded><![CDATA[<p>At least for an hour until it moves.  </p>
<p>Dick </p>
<p>Richard D Quinn Editor Quinnscommentary.com </p>
]]></content:encoded>
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		<title>Comment on Human nature is a scary thing-the parking conundrum by Peter cistaro</title>
		<link>http://quinnscommentary.com/2012/05/20/human-nature-is-a-scary-thing-the-parking-conundrum/#comment-3997</link>
		<dc:creator><![CDATA[Peter cistaro]]></dc:creator>
		<pubDate>Sun, 20 May 2012 14:32:03 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9817#comment-3997</guid>
		<description><![CDATA[Perhaps the other drivers wanted to get some shade too]]></description>
		<content:encoded><![CDATA[<p>Perhaps the other drivers wanted to get some shade too</p>
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		<title>Comment on Human nature is a scary thing-the parking conundrum by rdquinn</title>
		<link>http://quinnscommentary.com/2012/05/20/human-nature-is-a-scary-thing-the-parking-conundrum/#comment-3996</link>
		<dc:creator><![CDATA[rdquinn]]></dc:creator>
		<pubDate>Sun, 20 May 2012 11:50:26 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9817#comment-3996</guid>
		<description><![CDATA[In this case apparently so. On the other hand shade is a fleeting thing. In this case it&#039;s gone by 10:00 AM.  

Dick 

Richard D Quinn Editor 

Visit these blogs: 

Quinnscommentary.com 

Health Insurance Illuminated http://blog.horizonblue.com/ 

]]></description>
		<content:encoded><![CDATA[<p>In this case apparently so. On the other hand shade is a fleeting thing. In this case it&#8217;s gone by 10:00 AM.  </p>
<p>Dick </p>
<p>Richard D Quinn Editor </p>
<p>Visit these blogs: </p>
<p>Quinnscommentary.com </p>
<p>Health Insurance Illuminated <a href="http://blog.horizonblue.com/" rel="nofollow">http://blog.horizonblue.com/</a> </p>
]]></content:encoded>
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		<title>Comment on Human nature is a scary thing-the parking conundrum by Dan</title>
		<link>http://quinnscommentary.com/2012/05/20/human-nature-is-a-scary-thing-the-parking-conundrum/#comment-3995</link>
		<dc:creator><![CDATA[Dan]]></dc:creator>
		<pubDate>Sun, 20 May 2012 11:41:14 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9817#comment-3995</guid>
		<description><![CDATA[Shade is a powerful motivator.]]></description>
		<content:encoded><![CDATA[<p>Shade is a powerful motivator.</p>
]]></content:encoded>
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		<title>Comment on Human nature is a scary thing-the parking conundrum by Scoutmagazine</title>
		<link>http://quinnscommentary.com/2012/05/20/human-nature-is-a-scary-thing-the-parking-conundrum/#comment-3994</link>
		<dc:creator><![CDATA[Scoutmagazine]]></dc:creator>
		<pubDate>Sun, 20 May 2012 11:11:42 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9817#comment-3994</guid>
		<description><![CDATA[Looks to me like the AUDI likes the shade too.]]></description>
		<content:encoded><![CDATA[<p>Looks to me like the AUDI likes the shade too.</p>
]]></content:encoded>
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		<title>Comment on I&#8217;d be glad to identify myself to vote by Margaret</title>
		<link>http://quinnscommentary.com/2012/05/19/id-be-glad-to-identify-myself-to-vote/#comment-3991</link>
		<dc:creator><![CDATA[Margaret]]></dc:creator>
		<pubDate>Sat, 19 May 2012 21:44:50 +0000</pubDate>
		<guid isPermaLink="false">https://quinnscommentary.wordpress.com/?p=9770#comment-3991</guid>
		<description><![CDATA[Love  and agree with your thoughts on being glad to identify yourself to vote. It&#039;s a privilege and it it&#039;s too much trouble for one to get an ID, then he/she doesn&#039;t deserve to vote.]]></description>
		<content:encoded><![CDATA[<p>Love  and agree with your thoughts on being glad to identify yourself to vote. It&#8217;s a privilege and it it&#8217;s too much trouble for one to get an ID, then he/she doesn&#8217;t deserve to vote.</p>
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		<title>Comment on Medicare Part B premium increase in 2012 likely to fully offset Social Security COLA projected at 1.2%.  This is a good lesson for anyone planning on retiring. by rdquinn</title>
		<link>http://quinnscommentary.com/2011/03/27/medicare-part-b-premium-increase-in-2012-likely-to-fully-offset-social-security-cola-projected-at-1-2-this-is-a-good-lesson-for-anyone-planning-on-retiring/#comment-3985</link>
		<dc:creator><![CDATA[rdquinn]]></dc:creator>
		<pubDate>Thu, 17 May 2012 19:04:53 +0000</pubDate>
		<guid isPermaLink="false">http://quinnscommentary.com/?p=5752#comment-3985</guid>
		<description><![CDATA[You are not locked into the higher premium for life.  The Medicare income premium you pay is based on your gross income in the second year before the current year.  So your primium or 2012 is based on your income fo 2010. However, there are exceptions, retirement being on of them. So, if you retired in 2011 and your income dropped, then your 2012 premium will be based not on 2010 but 2011 income.  go to your local SS office.]]></description>
		<content:encoded><![CDATA[<p>You are not locked into the higher premium for life.  The Medicare income premium you pay is based on your gross income in the second year before the current year.  So your primium or 2012 is based on your income fo 2010. However, there are exceptions, retirement being on of them. So, if you retired in 2011 and your income dropped, then your 2012 premium will be based not on 2010 but 2011 income.  go to your local SS office.</p>
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		<title>Comment on Medicare Part B premium increase in 2012 likely to fully offset Social Security COLA projected at 1.2%.  This is a good lesson for anyone planning on retiring. by Linda Green</title>
		<link>http://quinnscommentary.com/2011/03/27/medicare-part-b-premium-increase-in-2012-likely-to-fully-offset-social-security-cola-projected-at-1-2-this-is-a-good-lesson-for-anyone-planning-on-retiring/#comment-3983</link>
		<dc:creator><![CDATA[Linda Green]]></dc:creator>
		<pubDate>Thu, 17 May 2012 16:18:11 +0000</pubDate>
		<guid isPermaLink="false">http://quinnscommentary.com/?p=5752#comment-3983</guid>
		<description><![CDATA[True story....I have worked all my life and lost my job in October of 2010.  Because I was 65 I applied for heath insurance with medicare and paid the premiums which were $110./mo.  I continued to look for work and drew my unemployment.  I used  my severance pay to pay off my bills and to compensate my living expenses for the following year.  Since I was unable to find work I applied for retirement in Sept of 2011 and started drawing my social security in Oct.  In November of 2011 I received a letter from SS that because my income was more in 2010 (inflated because of severance pay) that my medicare premium would increase from $110 to $259.70!!!!!  Any ediot could plainly see that over the years my income had remained steady with the exception of the last year. If nothing is done I can expect to pay this inflated amount for the rest of my life.  I have worked hard, I am divorced and raised 4 children, there were times I would have been better off on welfare but I don&#039;t believe in letting the government support you.  There were many hard years when I didn&#039;t know how I would put food on the table.  I feel betrayed by my own country.  I have appealed this decision with no response - I  have called Social Security and was told that someone would get back to me with no response!!!]]></description>
		<content:encoded><![CDATA[<p>True story&#8230;.I have worked all my life and lost my job in October of 2010.  Because I was 65 I applied for heath insurance with medicare and paid the premiums which were $110./mo.  I continued to look for work and drew my unemployment.  I used  my severance pay to pay off my bills and to compensate my living expenses for the following year.  Since I was unable to find work I applied for retirement in Sept of 2011 and started drawing my social security in Oct.  In November of 2011 I received a letter from SS that because my income was more in 2010 (inflated because of severance pay) that my medicare premium would increase from $110 to $259.70!!!!!  Any ediot could plainly see that over the years my income had remained steady with the exception of the last year. If nothing is done I can expect to pay this inflated amount for the rest of my life.  I have worked hard, I am divorced and raised 4 children, there were times I would have been better off on welfare but I don&#8217;t believe in letting the government support you.  There were many hard years when I didn&#8217;t know how I would put food on the table.  I feel betrayed by my own country.  I have appealed this decision with no response &#8211; I  have called Social Security and was told that someone would get back to me with no response!!!</p>
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		<title>Comment on Your pension may be at risk.  You CAN lose all or a portion of your pension&#8230;even if you are already retired by David A. Rochester</title>
		<link>http://quinnscommentary.com/2011/12/05/your-pension-may-be-at-risk-you-can-lose-all-or-a-portion-of-your-pension-even-if-you-are-already-retired/#comment-3981</link>
		<dc:creator><![CDATA[David A. Rochester]]></dc:creator>
		<pubDate>Wed, 16 May 2012 17:06:12 +0000</pubDate>
		<guid isPermaLink="false">http://quinnscommentary.com/?p=8207#comment-3981</guid>
		<description><![CDATA[On our Pension Plan Annual Funding Notice i see 55.3% of our assets in ITEM #9 &quot;Common/Collective Trusts&quot; and not much in the other 17 Items; what are these things ? and how much is internal to PEG ?]]></description>
		<content:encoded><![CDATA[<p>On our Pension Plan Annual Funding Notice i see 55.3% of our assets in ITEM #9 &#8220;Common/Collective Trusts&#8221; and not much in the other 17 Items; what are these things ? and how much is internal to PEG ?</p>
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